I just sold my house a while back and am looking for another house. My intentions were to just pay cash for the new place.…
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I pay off my credit cards off every other week when I get paid. It’s part of my bi-weekly budget now. It seems to work…
Comments closedAccording to the CRA: “Contributions to a TFSA are not deductible for income tax purposes. Any amount contributed as well as any income earned in…
Comments closedDuring the pandemic lockdown I racked up a total of $15,000 in credit card debt, spread across two cards and a line of credit. I’ve…
Comments closedI’ve heard a fair amount of stories about people becoming severely ill for long periods of time (ie, not able to work for several months…
Comments closedBackground In 2022 I shared a few posts about peer-to-peer microloans. A microloan is a small loan, typically under $1,000, which often has a short…
Comments closedI did some work for a friend (under $1,000) and they asked me for an invoice. Since I’m not an employee I guess this means…
Comments closed1. If I have $0 in income, I can contribute nothing to my RRSP, right? Or is there a minimum every year I can contribute…
Comments closedCan I delay payment of bills with more than one credit card? Let’s say I’ve got two credit cards with one credit card with the…
Comments closedWhat determines how much income tax I’ll pay in April? When I was making just 18k a year I had a tax bill of around…
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