I’ve been taking my returns from risky investments and placing them in with safer investments to protect my returns. Does this make sense? Are there…
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Why is it that almost nobody these days can beat the S&P 500 index by picking single stocks? I keep hearing that it’s impossible to…
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Two years ago I started a pair of experiments which explored peer-to-peer loans. A peer-to-peer loan is a situation in which people are borrowing money…
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I started investing a few months ago and now I can’t stop checking the prices. It’s got to the point I’m checking my stocks at…
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One of the trickiest aspects of budgeting and saving money is thinking outside the box. It’s one of the reasons I recommend people ask a…
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Sometimes people ask what are the greatest hurdles to overcome when it comes to budgeting and finances. In my opinion, two of the biggest challenges…
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Does my credit get hurt if I’m just making minimum payments on my credit card? Making minimum payments themselves probably won’t hurt your credit. It…
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For years now I’ve had a chequing account that all my money goes into and I’ve been keeping track of the money that I considered…
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Will my subscriptions (to streaming services and such) automatically stop if I cancel or replace my credit card? I just got a replacement card and…
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I’m wondering if it is a good idea or a bad idea to pre-pay monthly expenses. In the past, I’ve put any “extra” money on…
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