Two years ago I started a pair of experiments which explored peer-to-peer loans. A peer-to-peer loan is a situation in which people are borrowing money…
Comments closedCategory: borrowing
I see a lot of people getting loans with credit unions, usually they say they get cheaper rates there. What is the difference between a…
Comments closed
People tend to say the path to financial health is to pay off high interest debts, build an emergency fund, then invest. But once you…
Comments closed
I was wondering what sort of general advice you have to becoming more prepared for a big financial choice (investing, mortgage, etc). Is there research…
Comments closed
When I was younger and dumber I racked up a lot of credit card debt. I’ve got a bunch of cards, ranging in limits from…
Comments closed
I just sold my house a while back and am looking for another house. My intentions were to just pay cash for the new place.…
Comments closed
Background In 2022 I shared a few posts about peer-to-peer microloans. A microloan is a small loan, typically under $1,000, which often has a short…
Comments closed
My mortgage is coming up for renewal. I’ve been hearing that people on variable rate mortgages are feeling a lot of pressure right now with…
Comments closed
Can you explain how raising mortgage rates help the economy? Everywhere it seems prices are high now and I assume people are already stretched thin.…
Comments closed
When is it worth it to dip into savings to get rid of debt? Should I use some of my $8k in savings to pay…
Comments closed